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The First 90 Days

Enough theory. Here's the build.

If you've read this far, you either think this is interesting or you think it's necessary. Either way, the gap between reading about it and doing it is exactly 90 days and one uncomfortable conversation.

I'm going to walk you through the launch week by week. Not philosophy. Not motivation. Just the work. If you follow this and nothing happens, email me and I'll buy you a beer.


Before You Start: The Uncomfortable Conversation

You need to talk to five people. Not twenty. Not your whole church. Five.

Pick the five people you'd call if your pipes burst at 2 AM. The ones who'd show up with a wrench and not mention it again. The ones whose kids play with your kids. The ones who already help you — they just don't call it an economy.

The conversation goes like this:

"I'm trying something. I want to build a group where we trade skills instead of paying strangers. You fix stuff. I do [your thing]. Brenda does [her thing]. What if we just tracked what we do for each other and stopped pretending it's not worth money?"

That's it. Not a pitch. Not a manifesto. Just a question to people who already trust you.

If three of five say yes, you have a network. If all five say yes, you're ahead of schedule.


Weeks 1-2: The Inventory

Everyone in the group answers two questions:

What can you do? Not your job title. Your actual skills. "I can do basic plumbing, I'm decent at drywall, and I own a pressure washer." "I can do bookkeeping, I'm good at organizing events, and I can cook for twenty people." "I know how to fix small engines and I have a truck."

What do you need? Not someday. Right now. "My back porch railing is loose." "I need someone to help me figure out my quarterly taxes." "The dryer vent needs cleaning and I don't have the right brush."

Write it down. All of it. A shared Google Sheet is fine. A notebook in someone's kitchen is fine. The format doesn't matter. What matters is that everyone's skills and needs are visible to everyone else.

This is the inventory, and it will surprise you. People undercount their skills by about 40% because they don't think of everyday competence as "skills." The guy who's been maintaining his own vehicles for thirty years doesn't think of himself as a mechanic. The woman who's organized every family reunion since 1997 doesn't think of herself as an event planner. Help them see it.

By end of week two, you should have a list that makes you say, "We can actually do a lot."


Weeks 3-4: The First Exchanges

Pick the easiest matches. The stuff that's so obvious it's almost embarrassing.

Rick's porch railing is loose and Dave welds. That's a Tuesday afternoon. Linda needs help with her QuickBooks and Marcus's wife is a bookkeeper. That's an hour on a Saturday. Someone needs their gutters cleaned and someone else owns a ladder and doesn't mind heights. Done.

Do three exchanges in the first two weeks. Minimum. Not because three is a magic number — because you need early proof that this works. Every completed exchange is a data point that builds trust and momentum.

Track them. Doesn't have to be formal. "Dave fixed Rick's railing — 1.5 hours. Rick helped Dave move a couch — 1 hour." Write it down. The tracking isn't about accounting — it's about visibility. When the group can see what's been exchanged, the system becomes real.

After the first three exchanges, have a conversation. Not a meeting — a conversation, maybe over a meal someone cooked. What worked? What was awkward? What did you notice?

The usual answers: "That was easier than I expected." "I can't believe I was going to pay someone $300 for that." "I didn't know you could do that." Good. You're calibrated.


Weeks 5-8: The Board Goes Live

By now, your group has done a few exchanges, tracked them, and talked about how it went. Time to formalize — lightly.

Set up the task board. Three columns: NEED, CAN DO, DONE.

Pick your format (garage whiteboard, Google Sheet, group chat — whatever your group will actually use). Put the skills inventory in the CAN DO column. Put current needs in the NEED column. Move completed exchanges to DONE.

Establish two rules, and only two:

Rule 1: Post before you pay. Before you hire a stranger or buy a service, check the board. If someone in the network can handle it, give them first shot. This isn't an obligation — it's a habit. Building the habit is the whole game.

Rule 2: Close the loop. When an exchange completes, update the board. Move it to DONE. This is how trust builds — visible proof that people follow through.

That's it for governance. No bylaws. No officers. No committee. Two rules and a board. If you need more than this at five to ten members, you're overcomplicating it.

During weeks 5-8, aim for two to three exchanges per week across the group. Some weeks will be more, some less. The rhythm matters more than the volume. You're building a habit, not hitting a quota.


Weeks 9-12: Expand and Stabilize

Your board is running. Exchanges are happening. Trust is building. Now two things:

Expand: Each member invites one person. Not a mass recruitment — personal invitations from people who've already experienced the network. "Hey, we've got this thing going where we trade skills. You're handy with electrical — want in?" Going from five to ten is the first real test. New members shift the social dynamics and add skills you didn't have.

Stabilize: This is when you figure out your exchange model. If hour-for-hour is working, keep it. If some members are contributing more than they're receiving (or vice versa), talk about it. Start a simple points bank if it makes sense. Don't fix what isn't broken, but don't ignore imbalances either.

By week twelve, you should have:

  • 8-15 active members
  • A functioning task board with a DONE column longer than the NEED column
  • At least one "we saved real money" story everyone can point to
  • A rhythm — people checking the board habitually, not just when they're desperate
  • An answer to "how does this work?" that you can explain in thirty seconds

If you have those five things, you have a network. Not a club, not an organization, not a movement — a network. And it's generating value that would otherwise cost money, and none of that value is being extracted.


The Monthly Rhythm

After the first 90 days, the network should settle into a sustainable rhythm:

Weekly: Members check the board. Post needs, offer skills, complete exchanges. This is passive — it happens naturally once the habit is formed.

Monthly: One in-person gathering. Potluck, cookout, whatever your group does. Not a meeting — a meal. During the meal, two things happen:

  1. Review the DONE column. Celebrate completions. Calculate the estimated dollar value of exchanges that month. Say the number out loud. It matters.

  2. Update the NEED column. What's coming up? Anyone moving? Anyone have a project? Any seasonal needs (winterization, tax prep, garden planting)? Getting ahead of needs is better than reacting to emergencies.

Quarterly: Bigger assessment. Is the network growing? Is anyone burned out? Are the exchanges balanced? Any skills the network is missing? This is when you recruit strategically — not just "add more people" but "we need someone who can do X."


What "Done" Looks Like at Day 90

You will not have built a utopia. You will have built a spreadsheet with a whiteboard attached to it, used by ten to fifteen people who are slightly more connected than they were three months ago.

That's it. That's the win.

But here's what you'll also have: a dollar amount. Add up the estimated value of every exchange in the DONE column. The market rate of the plumbing, the bookkeeping, the childcare, the hauling, the cooking, the tutoring — all of it.

That number is money you didn't spend. Value you didn't extract. Economic activity that stayed in your community instead of leaving for Charlotte or Bentonville or Seattle.

In the networks I've tracked, a ten-person group averaging five exchanges per week generates $2,000-4,000 per month in retained value. That's $24,000-48,000 per year that stays local instead of feeding the extraction pipeline.

Scale that to twenty people and the number doubles. Scale it to fifty and it more than triples (because the coordination premium kicks in harder with more skill diversity).

But the number at day 90, with ten people? It'll be enough. Enough to make you look at the board and think: "Why didn't we do this ten years ago?"

You know why. Nobody ran the numbers. Now you have.


Start This Week

24 hours: Pick your five. Write their names down. Not in your head — on paper. These are the people.

7 days: Have the conversation with at least three of them. Not a text — face to face or on a phone call. Ask the question: "What if we tracked what we already do for each other?"

90 days: Follow the playbook. Inventory. First exchanges. Board. Expand. By day 90, you'll have a number. And the number will speak for itself.